How to Fund Your Next Luxury Construction Build

Building a custom luxury residence in an exclusive enclave like Admiral’s Cove in Jupiter or Royal Palm Yacht & Country Club in Boca Raton, promises an unparalleled lifestyle: private waterfront access, championship golf, and exceptional long-term value. Yet the sophistication of ground-up construction projects present difficult obstacles: substantial capital requirements, extended timelines, and often rigid underwriting from traditional banks that can slow progress or cause costly delays.

In competitive South Florida markets, where timing often determines whether you secure the ideal property or lose it to another buyer, flexibility can make all the difference. Private, asset-based lenders such as Capital Funding offer a more streamlined alternative for developers and investors, emphasizing the property’s prime location and projected completion value rather than requiring extensive personal financial documentation or pristine credit.

Capital Funding Financial

Why opt for a private lender like Capital Funding over traditional banks? In the fast-moving luxury real estate market—especially in South Florida—timing and certainty of close are everything, and private financing delivers decisive advantages: quicker approvals and closings (often within 2 weeks, not months), far less paperwork, and no heavy reliance on approvals based personal income docs such as tax returns or your personal credit scores. Instead, funding decisions center on the project’s strength—the property’s value, location, and potential—allowing you to move swiftly on prime opportunities, avoid bureaucratic delays, and secure flexible terms tailored to high-end, custom builds where banks often hesitate or impose strict limits. This streamlined, asset-driven approach keeps your vision on track and gives you a real edge in competitive markets.

Capital Funding’s closings in Admiral’s Cove and Royal Palm Yacht & Country Club offer compelling illustrations of this approach in practice. Capital Funding has provided financing on several noteworthy projects in both communities, including the sophisticated waterfront estate under construction at 369 Eagle Dr listed for 23 Million —a 7-bedroom, 9-bathroom residence of approximately 9,692 square feet, featuring 115 feet of prime water frontage and slated for completion in Q2 2026. Comparable successes include the new build at 113 Regatta Dr (5 bedrooms, 8 bathrooms, around 6,240 square feet, targeting early 2026 occupancy), and the luxury home at 467 Mariner Dr (6 bedrooms, 10 bathrooms, approximately 9,895 square feet) which is listed at over 14 Million. These mid-construction and custom endeavors highlight how tailored private financing facilitates seamless advancement toward impressive after-repair values in the multi-million-dollar range.

For those considering a high end renovation, luxury build, or need a quick bridge loan to take advantage of an opportunity, early consultation with an experienced lender such as Capital Funding is key. Partner with a capital provider that can provide speed and flexibility in the closing process.

JMC Luxury Homes

David DiNatale | Managing Partner & Attorney
david@capitalfunding.com | 954-320-0242
www.CapitalFunding.com

Visit Luxury Home Magazine of The Palm Beaches for more Luxury Partner spotlights.

Subscribe to Our Newsletter

Stay connected with the finest homes, businesses, and happenings in our area.

We respect your privacy.

Slide Slide Slide

You May Also Like…